Paying for Your Degree

The cost of higher education and advanced degrees is often a deciding factor for students. The University of Maryland School of Social Work offers scholarships, fellowships, and access to resources to help students understand the cost of graduate education and pay for their degree.

Financial Aid Process

  1. Determine your Cost of Attendance (COA): the cost to live and attend your program.
  2. Complete the FAFSA form at the start of each academic year. FAFSA forms are due each year.
  3. Review awards and disbursement schedules.

More detailed information about the Financial Aid Process can be found on the University of Maryland, Baltimore’s Office of Student Financial Assistance website.

Sources of Financial Assistance

Federal Loans

Federal student aid for graduate school consists of federal loans, which must be paid back. UMSSW offers guidance on public service loan forgiveness programs available to social workers.

State and Local Scholarships & Grants

The Maryland Higher Education Commission (MHEC) offers several state and local scholarships and grants for Maryland residents. Access a complete list of programs offered by MHEC.

School Scholarships

UMSSW awards more than 60 endowed scholarships each year, ranging from $2,000-$10,000. Scholarship applications undergo a thorough review process by an established committee of UMSSW faculty and administrators. Awards are based on the availability of funds supported by generous contributions from private donors including UMSSW Board of Advisors, local businesses, foundations, community organizations, and individuals.

MSW Scholarships & Fellowships

PhD Awards and Scholarships

Fellowships

Fellowships provide students with stipends and specialized training based on a particular field of study. Fellowships range from $8,000 - $15,000 per year. Fellowship opportunities typically have work requirements either while you’re earning your degree or post-graduation. Learn more about fellowships available for both the MSW and PhD programs.

Federal Work Study

Federal Work-Study (FWS) is a federal need-based grant awarded to financially eligible students based on information listed on submitted FAFSAs. It is considered earning potential and not a lump sum payment. Learn more about Federal Work Study.

Research Assistantships

Graduate research assistantships are available for full-time PhD students. Students receive a stipend plus tuition assistance for fall and spring semesters.

Frequently Asked Questions

Do I have to do the FAFSA?

Yes, the FAFSA form is required every year.

Is the required practicum paid?

Generally speaking, practicum is not paid. Learn more about practicum.

What is the average scholarship amount?

Scholarship awards range from $2,000-$10,000.

Additional Financial Aid Resources

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